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Town
The Shoals

Waterloo – Lauderdale County

Waterloo offers several ways to spend time beside Pickwick Lake, but a birding stop, a boat ramp and a campsite are not interchangeable destinations. Start with what you want to do, then choose the access point and operating arrangement that fits. The town’s dated Census outline gives geographic context; it does not describe shoreline ownership or permission to camp.

Waterloo: town boundary from the 2024 U.S. Census Bureau, with the same boundary highlighted in a Northern Alabama locator inset. North is up. Editorial area: Shoals. Not a property or service-boundary map.
Map sources and notes
Town boundary depiction: U.S. Census Bureau, 2024 TIGER/Line. Editorial area: Shoals. Not a property, school or utility boundary; confirm current jurisdiction and annexations with the responsible authority. View the full-size boundary map.

Where should I start a Waterloo lakeshore visit?

The Alabama Birding Trails Waterloo guide describes a Tennessee Valley Authority picnic-area stop reached from the County Road 14/County Road 1 junction just east of town: follow County Road 1 north about 1.5 miles. Its published guide point is 34.93031, -88.03953. Treat that as the birding guide’s location, not an independently verified entrance to either of the boat ramps below.

The guide identifies spring and winter as its best seasons, with winter opportunities for waterfowl and bald eagles. Those are seasonal observation opportunities, not a promise of a sighting on a particular visit. The guide was published in 2012; its camping amenity label is not a current camping authorization. Check the responsible operator before planning an overnight stay.

Which Waterloo boat ramp fits the outing?

The Alabama Department of Conservation and Natural Resources ramp inventory lists two distinct Waterloo facilities on Pickwick. Choose the named facility in that inventory rather than assuming the birding location and boat launch are the same point.

Published facility Launching and parking Other listed features
Waterloo Creekside One launch lane; 20 trailer spaces No dock or bathroom; paved road and parking; agency marks accessible “Yes”
Waterloo Riverside One launch lane; 30 trailer spaces One dock; no bathroom; paved road and parking; agency marks accessible “No”

Neither entry lists security lighting or separate car spaces. These are inventory descriptions, not live reports of water level, ramp condition or a guarantee that a particular person or vessel can use the facility. For a bathroom-dependent outing or arrival after dark, make another plan rather than assuming those amenities will be there.

Is camping a county-park visit or a private reservation?

Lauderdale County describes Brush Creek Park near Waterloo as a primitive, non-electric camping option off County Road 14, with a launch, picnic facilities, restrooms, cold showers and a dump station. Its general season is late March through mid-October. An October 30 visit therefore should not assume overnight camping is open. The same page mixes opening notices and course restrictions without clear current-year context; call the parks office at 256-764-1388 about the date and facility you intend to use.

A separate option is the privately operated Hart’s RV Park. Its operator’s posted camping rates and reservation information starts camping at $22 per night and says reservations are available, with holidays an exception to its usual no-reservation-needed guidance. Contact 256-768-1555 for the current quote and availability. That private booking is not a reservation for Brush Creek, and a published starting price does not establish vacancy or long-term residential permission.

What is the historical significance of Waterloo Landing?

The National Park Service’s Waterloo Landing account, updated May 20, 2026, identifies the landing as a Trail of Tears National Historic Trail site. During Indian Removal in 1838, detachments camped here and boarded steamboats to continue west toward Paducah, Kentucky. The river section is now part of Pickwick Lake. This was a point along a forced-removal journey, not the end of the entire Trail of Tears. The NPS page does not establish a visitor-center schedule or a staffed attraction.

Build the visit around the facilities you actually need

A short birding stop, a trailer launch and an overnight stay require different preparations. Choose the named destination first, then resolve bathrooms, daylight, seasonal access and reservations before setting out. If the plan is a larger gathering rather than a Waterloo shoreline stop, compare Joe Wheeler’s separate pavilion and admission arrangements; those are a different park’s rules, not Waterloo fees. When considering a home in the area, try the everyday drive as well as the recreational visit so the outing does not stand in for your household routine.

What do the numbers say?

Waterloo Facts

People

Population
183
Median age
64.1 years

Homes

Households
56
Housing units
92
Vacant housing units
36
Owner-occupied homes
47
Renter-occupied homes
9

Housing costs

Median owner-occupied home value
$98800
Median gross rent
$700 /mo
Owner costs without mortgage
$308 /mo

Calculated measures

Renters spending 30%+ on housing
50%

Travel

Mean commute
35.6 min
Sources & notes

Population

U.S. Census Bureau Population Estimates Program, vintage 2025; resident population as of July 1, 2025. ACS sampling margins of error do not apply.

Source data

Median age

U.S. Census Bureau ACS 2020–2024 five-year estimate. Published 90% margin of error: ±9.7 years.

Source data

Households

U.S. Census Bureau ACS 2020–2024 five-year estimate. Published 90% margin of error: ±30 housing units. Households correspond to occupied housing units.

Source data

Housing units

U.S. Census Bureau ACS 2020–2024 five-year estimate. Published 90% margin of error: ±41 housing units.

Source data

Owner-occupied homes

U.S. Census Bureau ACS 2020–2024 five-year estimate. Published 90% margin of error: ±29 housing units.

Source data

Renter-occupied homes

U.S. Census Bureau ACS 2020–2024 five-year estimate. Published 90% margin of error: ±9 housing units.

Source data

Vacant housing units

U.S. Census Bureau ACS 2020-2024 five-year estimate. Universe: Housing units. Unit: housing units. Vacant is a Census housing-status category, not a count of homes advertised for sale or rent. Published 90% margin of error: +/-22 housing units.

Source definition

Median household income
No numeric estimate is available in the retained Census source.

U.S. Census Bureau ACS 2020-2024 five-year estimate. Universe: Households. Unit: USD/year. Income in 2024 inflation-adjusted dollars. Published margin is nonnumeric; raw code: -222222222. No numeric estimate is displayed; retained source codes or denominator prevent a valid value.

Source data

Median owner-occupied home value

U.S. Census Bureau ACS 2020-2024 five-year estimate. Universe: Owner-occupied housing units. Unit: USD. Survey-reported value of owner-occupied homes, not current listings, appraisals or sale prices. Published 90% margin of error: +/-87817 USD.

Source data

Median gross rent

U.S. Census Bureau ACS 2020-2024 five-year estimate. Universe: Renter-occupied housing units paying cash rent. Unit: USD/month. Gross rent includes contract rent and applicable tenant-paid utilities and fuels; not current advertised rents. Published 90% margin of error: +/-94 USD/month.

Source data

Owner costs with mortgage

U.S. Census Bureau ACS 2020-2024 five-year estimate. Universe: Owner-occupied housing units with a mortgage. Unit: USD/month. Median selected monthly owner costs include mortgage payments and applicable taxes, insurance, utilities, fuels and fees; not mortgage payment alone. Published margin is nonnumeric; raw code: -222222222. No numeric estimate is displayed; retained source codes or denominator prevent a valid value.

Owner costs without mortgage

U.S. Census Bureau ACS 2020-2024 five-year estimate. Universe: Owner-occupied housing units without a mortgage. Unit: USD/month. Median selected monthly owner costs include applicable taxes, insurance, utilities, fuels and fees. Published 90% margin of error: +/-61 USD/month.

Source data

Renters spending 30%+ on housing

U.S. Census Bureau ACS 2020-2024 five-year estimate. Universe: Cash-rent renter households with gross rent as a percentage of income computed. Unit: percent. Calculated share with gross rent at least 30% of household income. Excludes households whose percentage cannot be computed. Derived margin of error is unavailable; no unrelated margin is substituted. Formula: 100*(B25070_007E+B25070_008E+B25070_009E+B25070_010E)/(B25070_001E-B25070_011E). Numerator: 4; denominator: 8.

Source data

Mean commute

U.S. Census Bureau ACS 2020-2024 five-year Data Profile DP03_0025E. Mean one-way travel time to work, in minutes; workers age 16 and over who did not work from home. Retained accepted source run profile-31190; source SHA256 097b9dc1979c94ef809352561e32e389771b032607396d637bc4de7c701f8dea, line 572. This reuses accepted source evidence, not a new API fetch. Published 90% margin of error: +/-16.5 minutes. Survey travel time is not a current traffic estimate or a route to a named employer.

Source data

Population and ACS measures may cover different periods; the source notes identify each one. Community averages do not describe an individual household or establish the condition or suitability of a particular property. Estimates and margins are retained without replacing missing or annotated values with zero.

Continue your area search

Explore homes in the Waterloo area search. This map-based view is not an exact Census or service boundary, a complete inventory claim or confirmation of services. Compare the actual listing locations with the questions above.

Explore nearby

Explore source-qualified locations within 20 miles of this locality reference point, including places across county lines.

Red +: locality reference point. Bands: 1, 3, 5, 10 and 20 straight-line miles, not travel times or boundaries. Pins show recorded or representative locations; check place pages for access details.

3 source-qualified records within 20 miles.


Browse related locality records

These records share an existing locality tag. They are listed alphabetically, not ranked by distance or suitability.

Fox Ridge – Waterloo – Lauderdale

Harbor Point – Waterloo – Lauderdale

Indian Springs – Waterloo – Lauderdale

Pine Bluff – Waterloo – Lauderdale

Riverbend – Waterloo – Lauderdale

Sunset Hills – Waterloo – Lauderdale

Waterloo High School – Lauderdale County Schools – Waterloo

Want help connecting the details?

Tell me about your Waterloo buying, selling or relocation plans. I can help organize the home search around the routines and property questions that matter to you, while the responsible offices and providers confirm the address-specific details.

Sources and review notes

Official resources reviewed October 30, 2026. Undated pages are treated as guidance checked on that date; hours, fees and operating arrangements can change. The retained 2024 Census map shows geographic context, not current parcel, school or utility boundaries.

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